We grew up in world in which the news about the failure of Social Security is almost as constant as the news about the failure HMOs. We all know that it is unlikely that many people who are currently contributing to social security will ever see the money we've invested into the program.

At least these funds are probably not coming back to darken our doors. This seems we need to find alternatives and end our reliance on the government for a comfortable retirement that doesn't appear to be in the woodwork.For this reason we are seeing more and more people in the twenty and thirty something generation taking matters into their own hands and investing not only for their retirements and the days when we can no longer work but also for those days when things happen and we need to fix broken houses, buy new cars, or pay hefty insurance deductibles for medical care.

While some may find that idea of comparing stocks to mutual funds a little bit odd, since mutual funds are often made up of stocks, bonds, or some combination of the two, it's quite necessary to compare the two when it comes to deciding what is best for your financial outlook. Some of the more notable differences will be discussed below in order to help you decide which investment type is more suitable for your financial situation.

I had never thought of hiring an investment management business before. Actually, I always took a very hands-on approach to business. I learned it from my father - himself an entrepreneur. He never believed in investment capital management by hiring a broker. By doing the paperwork himself, he cumulated a financial fortune. Yes, he worked almost 80 hours every week and had a fatal hearth attack at the age of 58, so there are things about his life that I don't really want to repeat. Even so, managing investment myself was not an easy habit to break.

Almost everybody has the ambition to get rich without lifting a finger – that's because there's plenty of us out there that are driven by laziness and greed. We like to find ways for having our cash work for us, or apply the Law of Leverage, which is to multiply our efforts through others. A classic example of that would be an Egyptian Pharaoh having his slaves build infrastructure or gather the rice grains which he uses for sale/trade – he doesn't do anything, but gets all the work done and gets richer and richer. You're not a Pharaoh, so how do you get rich? Well one way would be putting your money in a median that can help you reach that particular financial goal.